Specialist Commercial Insurance

We offer a comprehensive product line of insurance solutions designed to meet the diverse needs of businesses like yours. With our expertise, industry knowledge, and commitment to customer satisfaction.

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Computers

Our Business Computer policy includes; Material damage, Reinstatement of data, Increased costs of working, Computer breakdown, Electronic data recovery costs (Virus), Computer virus seek and destroy costs, Incompatibility of computer records

Terrorism

Terrorism insurance provides coverage for losses or damage caused by acts of terrorism, including property damage and business interruption.

Public, Products, and Employers Liability

This coverage protects your business against liabilities arising from injury or damage to third parties (public and products liability) and employees (employers liability).

Property

Property insurance provides coverage for your business premises, including buildings, contents, and equipment, against risks such as fire, theft, and natural disasters.

Professional Indemnity

Design & Construct: Professional indemnity insurance protects professionals against claims of professional negligence, errors, or omissions in design and construction services.

Performance Bonds

Performance bonds provide financial guarantees to clients, ensuring that contracted work will be completed as specified.

Office Package Insurance

Office package insurance combines multiple coverages, such as property, liability, and business interruption, into a comprehensive policy for office-based businesses.

Non-Negligent - JCT 6.5.1

This coverage addresses non-negligent liability under the Joint Contracts Tribunal (JCT) clause 6.5.1, protecting against damage to neighboring properties during construction projects.

Motor Fleet

Motor fleet insurance provides coverage for a fleet of vehicles owned or operated by your business, including cars, vans, trucks, and specialty vehicles.

Latent Defects & Structural Warranties

This coverage protects against structural defects and latent issues that may arise after the completion of construction projects.

Group Personal Accident & Sickness

This coverage provides financial protection for employees in the event of accidents, injuries, or illnesses that occur during the course of employment.

Goods In Transit

Goods in transit insurance covers the loss, damage, or theft of goods while they are being transported.

GAP Insurance

GAP insurance covers the difference between the actual cash value of a vehicle and the amount owed on the financing or leasing agreement in the event of theft or total loss.

Excess Protection

Excess protection insurance reimburses the excess amount you have to pay in the event of a claim on an underlying insurance policy.

Environmental Liability

This coverage addresses potential liabilities arising from pollution and environmental damage caused by your business operations.

Directors & Officers

Directors and officers insurance provides protection for the personal assets of company directors and officers, covering claims alleging wrongful acts in their managerial roles.

Cyber Crime

Cyber crime insurance provides coverage for financial losses and liability arising from cyber attacks, data breaches, and other cyber-related risks.

Contractors All Risks & Plant Including Hired In Plant

Specifically designed for contractors, this coverage protects against risks to construction projects, plant equipment, and machinery, including hired-in plant items.

Commercial Legal Expenses

Helps with legal costs associated with various legal disputes, including contract disputes, employment issues, and tax investigations.

Commercial Combined

Commercial combined insurance combines multiple coverages into a single policy, providing comprehensive protection for your business assets, liabilities, and operations.

Business Interruption

Coverage protects against financial losses resulting from an interruption in your business operations due to covered events, such as fire, flood, or other perils.